Loans & Mortgages

Calculate EMIs, compare payoff timelines, and see total interest for home loans, car loans, student debt, credit cards, and personal loans.

Calculators in this category

  • EMI Calculator — Check the monthly EMI, total interest, and total repayment for any loan.
  • Mortgage Calculator — Estimate monthly payments, interest, and payoff timing for a home loan.
  • Loan Calculator — Work out payments and total cost for a loan amount, rate, and term.
  • Auto Loan Calculator — See how rate, down payment, and trade-in change your monthly car payment.
  • Payment Calculator — Calculate the regular payment needed for a loan or financing plan.
  • Amortization Calculator — See how each payment splits between principal and interest over time.
  • Student Loan Calculator — Estimate student loan payments, payoff time, and total interest.
  • Credit Card Payoff Calculator — See how long repayment takes and how much interest your balance costs.
  • Loan Comparison Calculator — Compare two loan setups for EMI, total interest, payoff time, and yearly balance.
  • Home Loan Calculator — Calculate home loan EMI, total interest, tax benefits, and compare India bank rates.
  • Personal Loan Calculator — Find your personal loan EMI, true total cost including processing fees, and effective rate.
  • Car Loan Calculator — Calculate car loan EMI, total interest, and true cost including insurance and down payment.
  • Debt Snowball Calculator — Plan your fastest path out of debt by attacking smallest balance first or highest APR -- see months to freedom and interest saved.
  • Debt-to-Income Ratio Calculator — Find out what percent of your monthly income goes to debt -- and whether banks will lend you more.
  • Loan Refinance Calculator — Compare your current loan to a new one and see real lifetime savings after switching costs.
  • Home Loan Prepayment Optimizer — Decide whether a lump-sum prepayment beats investing the same amount in SIP, with interest saved and tenure cut shown side by side.
  • Rent vs Buy Lifetime Calculator — Compare the lifetime cost of renting versus buying a home, factoring in appreciation, opportunity cost of the down payment, and rent inflation.
  • Credit Card Minimum-Due Trap Calculator — See exactly how long a credit card balance takes to clear when you pay only the minimum due, and how many extra rupees would cut the interest trap.
  • Home Affordability Calculator — Find out the maximum home price you can afford based on your income, existing debts, down payment, and loan terms.
  • APR Calculator — Find the true annual cost of a loan after processing fees — and see how far APR sits above the headline rate.
  • Down Payment Calculator — Work out your down payment, loan amount and total upfront cash including stamp duty before you book a home.
  • Mortgage Payoff Calculator — See how much interest you save and how many months you cut by paying extra on your home loan every month.
  • Business Loan Calculator — Work out EMI, total interest and effective borrowing cost on a business term loan after processing fees.
  • Gold Loan Calculator — Estimate eligible loan from gold weight, purity, and LTV. Compare EMI, bullet, and monthly-interest repayment.
  • Car Affordability Calculator — Find the maximum car price you can afford from monthly income, existing EMIs, down payment, and loan terms.
  • Interest-Only Mortgage Calculator — Calculate interest-only home loan payments during the IO period and the higher EMI when full amortization starts.