A future value calculator shows what an amount of money today may be worth at a future date, given a certain growth or interest rate.
About this calculator
A future value calculator shows what an amount of money today may be worth at a future date, given a certain growth or interest rate. It is the mirror image of present value. Both are based on the time value of money.
Use it for investment planning, retirement savings, goal setting, and checking whether your current savings pace looks enough.
Common uses
- Project how much current savings will grow over 10–20 years
- Calculate the future value of a one-time investment
- Model retirement wealth from current savings plus monthly contributions
- Set savings goals based on desired future wealth
Frequently asked questions
What is the future value formula?
FV = PV × (1 + r)^t, where PV is the present value, r is the annual interest rate (decimal), and t is time in years. For example, ₹1 lakh invested today at 10% annual return grows to ₹1,00,000 × (1.10)^10 = ₹2,59,374 in 10 years.